Credit Cards

5 Steps To Get Out of Credit Card Debt

With higher inflation and the increased cost of living, many consumers are struggling and more of us are relying on credit cards to get by. But with interest rates on cards also increasing, many also feel trapped by debt. If so, you’re not alone. There is hope, by following our 5 Steps you can dig your way out of debt.

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Buy Now PayLater

Should You Buy Now PayLater?

What is Buy Now PayLater and Who are the Main Players? Buy Now PayLater BNPL (also known as Point of Sale Loans) allow consumers to spread the cost of purchases over a longer period rather than paying immediately in full.   In most cases, the terms are interest-free, provided the repayments are made on time.  BNPL firms make their money through late fees and charging retailers a percentage of each transaction. The BNPL market has exploded in popularity, as we […]

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